What are the obstacles you faced before on the businesses running? How to solve it?
The main revenues of Farmers?Association are from the load business of Credit Department. Because of lower rate in these several years, we run the business in diversified directions in order to get more profits.

For example, the rent incoming of basement is NT 120 thousand dollars; the Farmers?supermarket rent a store place in another lane with NT 20 thousand dollars. That means, we have increased revenues of NT 1.2 million dollars. To have the building for rent is able to have fixed incoming for Association.

Because of more serious competition, Farmers?Association held several “LuJou Farmers?Golf Cup?in order to improve the relationship with construction company owners. With the accumulated friendship, the rate of deal business is much higher. That means we are able to get more load deals. So most of the banks in same region cannot compete with us except the Landbank.

Through the direct sell from housecraft class for Agriculture goods, it is able to have more earnings. The Cukeng coffee is right the example on this; the selling quantity from us is the No. 1. Also the DongShih “Pleurotus eryngo? it sold over 800 kilograms in the Mid-Autumn Festival. What we planned in the near future is to expand the sales channels through the main contact windows of each community.